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VigFipaper play

FAQ

Questions worth asking

If your question isn't here, email hello@vigfi.com and we'll add it.

Predictions

What is a "market" on VigFi?+

A market is a single yes-or-no question about a real-world number. Examples: "Will gold close above $4,200 on Friday?" or "Will EU inflation come in above 3.5% next month?" Two buttons, one outcome, settled against a named public source.

What does a cent price mean?+

The price of a YES share, in cents, equals the crowd's implied probability that YES will happen. 25¢ = 25% chance, payout 4×. 60¢ = 60% chance, payout ~1.67×. The lower the price the bigger the payout if you're right.

Can I lose more than I stake?+

No. Your stake is your maximum risk. If you lose, you lose what you put in — never more.

When is my payout multiplier locked?+

At the moment you place the ticket. Subsequent buys on either side don't change your locked multiplier (Polymarket-style). You always know exactly what you'll get if you're right.

How big can a ticket be?+

At paper play, between €1 and €1,000 per ticket. We keep it bounded so a single user can't distort the pool.

Settlement

How are markets settled?+

Each market names its settlement source on the market page (e.g. Eurostat, ICE, SLF). After the window closes we fetch the source, archive the raw response, hash it with SHA-256, publish the transcript, and pay out winners.

What if the source is unavailable?+

We extend the window for up to 24 hours. If the source is permanently down or has changed shape we void the market and return everyone's stake. We never invent a value.

Can I verify a settlement myself?+

Yes — every transcript shows the source URL we queried, the timestamp, and a SHA-256 hash of the response. Re-fetch the source, re-hash, and compare. If they match the data is genuine.

What about disputes?+

There's a 24-hour dispute window after every settlement. Within that window any user can flag a settlement they believe is wrong; the team reviews within one working day. Disputed payouts are held in escrow until the review concludes.

Money

Is this real money?+

No, not yet. VigFi is paper-play only at the moment. You start with €10,000 in demo balance on signup and place tickets in that demo currency. There's no payment, no withdrawal, no monetary value.

When does real money turn on?+

When our operator licence lands — currently on a Q3 2026 path under the Tobique Gaming Commission. We'll email registered users before the switch and walk through the new flow. Your demo P&L will carry over so you arrive with track record, not from scratch.

What is the house edge?+

A flat 8% vig per market. We don't take a side on the outcome — we make money on volume, not on guessing the market wrong. The vig is stamped on every market page.

Will I need to do KYC?+

Not for paper play. When real money launches, yes — KYC is required by our operator licence. We'll use Sumsub or an equivalent processor so you provide ID once and never repeat the process.

Safety & data

What data do you collect?+

Only what you give us: email, optional display name, password (bcrypt-hashed). Plus your activity log (tickets, wallet ledger). Server-side request logs are kept 30 days for security. Read the full picture on the privacy page.

Do you use tracking cookies?+

No. Two strictly-necessary cookies — login session and the cookie banner's own consent record — and that's it. No Google Analytics, no Facebook Pixel, no third-party scripts. See the cookie policy for the full table.

Where is my data stored?+

On self-hosted infrastructure in Germany (Hetzner). It is not transferred to third countries, not shared with processors, not sold.

What about responsible play?+

At real-money launch we'll ship deposit limits, cooling-off periods, self-exclusion, and reality checks. We design those tools under paper conditions so they're ready when money is on the table.

Compared to other platforms

How is this different from a sportsbook?+

No sport, no in-play, no parlays, no boosts. We focus on real-world numbers that resist manipulation — commodities, indexes, weather, crops. The settlement source is named up front and the transcript is public.

How is this different from binary options?+

Binary options are financial derivatives sold by a counterparty whose interests run opposite to yours. VigFi is parimutuel — players bet against each other in a pool, the house takes a flat vig. Closer to Kalshi or Polymarket than to a binary-options broker.

How is this different from Polymarket / Kalshi?+

Polymarket runs an order book on a public blockchain and settles via UMA optimistic oracle. Kalshi is CFTC-regulated. VigFi is parimutuel pools off-chain, EU-domiciled, named-source settlement, with the Tobique licence and a real-world-events focus (snowfall, vineyard frost, energy spot, inflation prints) that the others don't cover well.

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